If you believe that you will need financial aid, you should begin the admissions process and the financial aid process at the same time. Do not wait until your child has been admitted to apply for financial aid.
Financial aid applications that are not submitted by the due date or incomplete upon submission are only considered if funds become available. Families who wait until after they are accepted to apply for financial aid, barring extenuating circumstances, are very unlikely to receive financial aid.
Lowell offers financial aid based on demonstrated need. No income level automatically qualifies a family for or disqualifies a family from financial aid as many factors are considered. Families should complete the financial aid process if they feel that the full cost is more than they can afford.
Admission decisions are made separately by an Admissions Committee without regard to need. The Financial Aid Committee determines financial need and offers awards to as many students as possible.
Financial aid awards range from small amounts to almost full tuition, depending on the proven need of individual students. All families are expected to contribute to the cost of their child's education.
Students receiving aid for tuition also receive discounts on the cost of After Care, after school activities (including aquatics and minicourses) and Summer Camp.
Award decisions are based on a family's demonstrated financial need. To determine need, Lowell begins with the report from Clarity, our financial aid application processor, and then conducts our own analysis to make sure we have considered many contributing factors including income, assets, liabilities, along with any unique circumstances that may impact a family’s finances.
Applications received after the deadline will be considered if funds remain. Once your application is complete, we will make award determinations as funds become available.
If you believe there are extenuating circumstances or information the Financial Aid Committee did not have when an award determination was made, please reach out to Tanya Espy-Disparti, Director of Enrollment Management, for a discussion. Based on this conversation, families may be invited to submit new or additional documentation through Clarity for further review.
Families are encouraged to provide as much information about a change in circumstance as soon as possible.
There is a section on the application to indicate circumstances such as job loss, medical emergencies, or other uncommon events. We encourage you to submit a letter outlining these circumstances in greater detail along with your required documents so we may better understand your unique situation.
Whether married, separated, divorced, or remarried, Lowell believes all parents have a responsibility to contribute to the cost of educating their child to the extent that they are able. We require each parent to apply and complete the Clarity application process. Lack of information from either parent may prevent the determination of eligibility for financial aid.
Guardians should apply and complete a Clarity application. Any parent who is still living and can claim the child as a dependent on their taxes must also complete a financial aid application.
